Should You Purchase An Annuity Or Draw Down Investments?

If you're nearing retirement, you may be concerned about how best to stretch your nest egg in an unpredictable and expensive market. Although the 4 percent rule has been around for years -- allowing you to withdraw 4 percent of your portfolio each year to preserve your principal -- recent market changes have left financial analysts leery of telling clients they can withdraw this much during down markets without causing permanent damage to investment principal. [Read More]

3 Tips To Help You Financially Prepare For A Child

Discovering that your family will be expanding with the birth of a child can be both exciting and a little frightening. Statistics show that to raise a child you can plan on spending an average of $245,000. Taking the time to ensure that you are financially prepared to handle the expenses your new child will bring can reduce the amount of fear you might feel about becoming a new parent. Here are three tips to help you get financially prepared for your child. [Read More]