Three Ways To Prepare Before Having Your First Child

If you have decided that you are ready to have a baby, it is important to properly prepare for him or her. There are many people who make the mistake of thinking that they can just figure everything out along the way, but that is not a good strategy to use when it comes to having a child. Proper preparation will give you peace of mind and ensure that you can give your newborn the best life that you possibly can. [Read More]

Two Reasons Why You Should Meet With A Financial Planner Right Away

Unless you were raised in a home where it was customary to do so, it may have never crossed your mind that you should meet with a financial planner.  You might reason that financial planners are for people who have way more money than yourself so it just doesn't seem necessary for you to consult with one.  However, no matter what your income level happens to be you just might be able to benefit by putting a financial planning consultation on your to-do list. [Read More]

Social Security Strategies As A Means Of Retirement Planning: Can It Work?

Social security strategies are any means by which you can increase the federal benefit amount or obtain benefits sooner or later. Attempting to get cash either when you need it most, or waiting to get more for a late retirement, is a problem for anyone expecting to live on federal benefits alone. Unfortunately, with the impending crisis around the depletion of the U.S. Treasury for these benefits, you may wonder if any of these strategies will work for you. [Read More]

4 Things To Think About When Considering Annuities

If you are considering purchasing an annuity to help aid your retirement plan, there are several things you should consider. The following are some things to think about before choosing to move forward with an annuity: How the Annuity is Credited There are several different ways that an annuity is credited, so be sure to choose one that will best fit your needs. Monthly average crediting provides an even return when the year is somewhat volatile. [Read More]